 Grandson
Tyler With Celia's Many Awards
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I enjoy working with individuals and families to help them achieve their goals; whether it is buying that first home, moving up or downsizing, moving into the area or transferring out. My job is not to sell you the most expensive house you can afford, but rather to find the house that fits your desired budget. It is an exciting process and I try very hard to make it as stress-free for you as possible. By handling my profession in this manner, I have been successful in achieving my goals and find that 78% of my clients are past clients, referred to me by people who know me, and/or have used my services in the past. In 1997, I was named "Rookie of the Year" for the Waterloo/Cedar Falls Board of Realtors and each year has been consistently better than the past with 2001 finding me the top sales associate in my firm. My designations include: 1997 Waterloo/Cedar Falls Board of Realtors Rookie of the Year
Senior Realtor Associate
GRI Graduate Realtors Institute
CRS Certified Residential Specialist
e-PRO
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First Time Buyers >Your Investment
Shelter is a very basic human need which most people accommodate by renting or buying a house or apartment. Rental property is often less-than-perfect. Tenants usually experience a rent increase every year or so and feel somewhat at the mercy of the owner. They don't necessarily feel a strong commitment to the property or the community.
Making a decision to buy a house is a major commitment, and the decision has both economic and emotional implications. Instead of paying the landlord's mortgage every month, homeowners pay their own mortgage and build up equity in their investment. When they paint, plant flowers or make improvements, their family reaps the benefits of a more beautiful environment. Homeowners are much more selective than renters about finding the perfect home, and their sense of personal satisfaction heightens the pride of ownership.
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| Q |
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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| A |
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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